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Discussion Starter #1
I thought I would have to wait 6 months for my Golf TDI. I only put my name on the dealer list last week. I was told I was first on the list for a dealership that had more than one location. I could accept or reject the first one. Last Friday I was told one would arrive this week. A2 door arrived and I wanted the 4 door. I also wanted the HID lights. When I was told it could be 6 months before the dealership got the next one I agreed to buy it and do not regret it. (2dr, DSG,bluetooth , sunroof , black)
 

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Discussion Starter #4
photos of 2010 TDI

Grizzly, I just made an album with 3 photos of the TDI. Just look for my album. The purpose of my post was just to let people know that the Golf TDIs are arriving, but it doesn't look like the dealers will have many for a while. Five other dealerships had no idea when they would get theirs.
 

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car arrived!

ok, so a dealer near me promised me exactly what i want for only $500 over dealer invoice and it's going to be in next week, BUT it doesn't have the xenon headlights i wanted. should i take a chance and wait until i find a shark blue 4 door DSG with xenon, sunroof and winter package? i'm on a list but god knows how long that will take, plus if i jump now i guess i'm entitled to the sales credit tax reimbursement that ends dec 31. what do you guys think? how hard pressed will i be to find the exact car i want before end of year?
 

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IMHO, no xenons would be a dealbreaker for me.

The sales tax thing that ends dec 31 is a deduction not a credit. In other words, you don't get the full amount back. You do pay it upfront and when you're doing your taxes you deduct the amount of state sales tax you paid from income.

This is not tax advice, this is just my non-accountant understanding of how it works.

As an example, assuming $45,000 income, 25% fed tax bracket, and 7% state sales tax, your fed income tax would be $7,437. If you paid 1,820 of sales tax on the car you would deduct that from 45,000 of income and pay 6,982 of income tax. Tax savings: 455.
 

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IMHO, no xenons would be a dealbreaker for me.

The sales tax thing that ends dec 31 is a deduction not a credit. In other words, you don't get the full amount back. You do pay it upfront and when you're doing your taxes you deduct the amount of state sales tax you paid from income.

This is not tax advice, this is just my non-accountant understanding of how it works.

As an example, assuming $45,000 income, 25% fed tax bracket, and 7% state sales tax, your fed income tax would be $7,437. If you paid 1,820 of sales tax on the car you would deduct that from 45,000 of income and pay 6,982 of income tax. Tax savings: 455.
wow chitty, that DOES help. the tax break might not be as crucial as i expected. how do you know my salary and state sales tax? lol. you pretty much have it spot on.
 

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DSG credit

So regardless of whether I purchase the DSG Golf in 2009 or 2010 I will still be eligible for the Lean Burn $1700 credit, correct? It isn't contingent on the year of purchase, but the year of make, right?
 

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IMHO, no xenons would be a dealbreaker for me.

The sales tax thing that ends dec 31 is a deduction not a credit. In other words, you don't get the full amount back. You do pay it upfront and when you're doing your taxes you deduct the amount of state sales tax you paid from income.

This is not tax advice, this is just my non-accountant understanding of how it works.

As an example, assuming $45,000 income, 25% fed tax bracket, and 7% state sales tax, your fed income tax would be $7,437. If you paid 1,820 of sales tax on the car you would deduct that from 45,000 of income and pay 6,982 of income tax. Tax savings: 455.
2nd, this is correct. I use turbotax and it shows you the breakdown of your deductions.
 

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wow chitty, that DOES help. the tax break might not be as crucial as i expected. how do you know my salary and state sales tax? lol. you pretty much have it spot on...So regardless of whether I purchase the DSG Golf in 2009 or 2010 I will still be eligible for the Lean Burn $1700 credit, correct? It isn't contingent on the year of purchase, but the year of make, right?

Yes, lean burn $1700 credit for DSG is contingent on sales and they're not anywhere near the 60,000 mark yet. I estimate sometime next year they will pass 60,000 sales and the next quarter they'll start to reduce the credit. The IRS should announce it.

Lucky guess about the salary and sales tax ;)
 

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color preference on the golf

hey everyone,

i'm having a hard time picking between the shark blue and the blue graphite metallic. anyone care to share their preferences? i want a car that 10 years from now i won't look back and wonder "wtf was i thinking?"
 

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financing a 2010 golf

hey everyone,

i have pretty good credit, maybe not 'a' rating but a good solid 'b+' and am looking at financing a vw golf tdi. anyone know what kind of rates they are quoting? 3 year should be good. i think i might be able to put $9K down too. Will that help any?
 

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someone else correct me if i'm wrong, but i think larger down payments typically result is less deals for rates. if you finance less money, they won't be willing to give you a great rate because they are losing money on the interest you otherwise would be paying.

as for what kind of rates to expect, when i talked to my dealer, they said they talk to local banks and credit unions and find the best rate... now my TDI hasn't come in yet, so we'll see how that works out, but shopping around i was looking at getting about a 4% APR.
 

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got my 2010 Golf!

I got a TDI Golf on Saturday. DSG, metallic blue, sunroof and winter package. 4.14% financing. i love it! The first day I spent the first 60 miles in city driving, testing the car and had low mpg but then the second day I drove around 160 miles highway. i've already made it up to 41 mpg overall-which will only improve with time. i love it!
 

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new Golf makes 'thunk'

love the new golf. i've never owned one before and notice that sometimes it makes kind of a 'thunk' when going over certain bumps/manhole covers. is this normal? it isn't super loud but isn't quiet. it doesn't do it over every bump i drive over either. just not something i ever noticed in my honda civic. i know the suspension is very tight/sporty feeling.
 

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When I drove a Jetta TDI it had the same feeling. The Honda Civic suspension is definitely softer, at least on the one I drove. Part of this is the weight of the engine over the front tires + front suspension design/settings.

If it's a loose thunk then no. If it's a tight thunk then yes.
 
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